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Personal Loans, Home Equity Loans / Equity Lines of Credit

Personal Loans

Personal loans can be used to finance purchases of a wide range of personal goods including automobiles, furniture and appliances, recreational equipment, etc. Since interest rates on personal loans are normally much lower than credit card interest rates, personal loans are beneficial in consolidating debts to lower monthly payments and interest costs.
  • Flexible term lengths
  • Competitive fixed or variable interest rates
  • Personally tailored payments can be weekly, bi-weekly, monthly, quarterly, semi-annually or annually
  • Loans open to pre-payment or payoff at any time without penalty
  • Life and disability insurance available

Home Equity Loans / Equity Lines of Credit

If you have equity in your home and need to borrow money for home renovations or major purchases, a Home Equity Loan or Equity Line of Credit could meet your needs very well. With a home equity loan or equity line of credit, you pay a lower interest rate than a personal loan and you can repay the loan over a longer period of time so your monthly payments can be easier to handle.

All Home Equity Loans and lines of credit can be repaid at any time without penalty.


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