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Chequing Accounts

Regular Chequing Accounts, Premium Plus Accounts, CU-Pack Chequing Account, US Chequing Accounts

Regular Chequing Accounts 

  • Personalized cheques available by order
  • Statement and cheque images are available on active accounts. Statement frequency is monthly.
  • You may also choose to discontinue your paper statement and if you sign up for memberdirect, you are able to print off a statement when needed - statements are stored for up to 7 years.
  • Overdraft protection is available upon approved credit
  • Charges may be waived for non-profit or charitable organizations

Premium Plus Accounts

Offers members the same privileges as a regular chequing account, with the opportunity to earn interest.
This service is of interest to members who desire to maintain larger balances in a chequing account and wish to earn interest on the balance.
  • Two free cheques per month
  • Unlimited free in branch withdrawals are permitted
  • Interest calculated on the closing daily balance and paid monthly
  • Interest rate varies by daily balance, according to product type. See chart below:
Personal
$0-$1000
$1,001 - $3,000
$3,001 - $5,000
Over $5,000
Business/Farm Premium Plus
$0 - $2,000
$2,001 - $5,000
$5,001 - $10,000
$10,001 - $15,000
Over $15,000
Bonus Premium Plus
$25,001 - $50,000
$50,001 - $100,000
Over $100,000

CU-Pack Chequing Account

To provide members with a full service chequing account with many extra benefits and reduced service charges.
Include all the features of a regular chequing account as well as the following services for one low monthly fee
  • First 40 Cheques or point of sale transactions- no charge, regular charges after 40
  • No charge for MemberDirect® internet banking
  • No charge on Travelers Cheques or Money Orders
  • No charge for Certified Cheques, Drafts, or Primary Orders
  • No charge for utility bill payments
  • $6.00 annual discount on safe deposit box rental
  • Unlimited free Canadian Credit Union ATM transactions
  • All cheque and debit purchases covered by CUMIS Buyer Protection & Extended Warranty Program
*CU-Pack Plus offers the first 80 cheques or point of sale transactions at no charge, regular charges after 80- for a higher monthly fee than the regular CU-Pack account and the same benefits as above.

US Chequing Accounts

Chequing account in US dollars that is ideal for members who deal frequently in the US currency.

 

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When you use your debit card, purchases are protected if broken or stolen, and their warranties are extended. A unique benefit for credit union members!

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